Workers Compensation

As a business owner, you have a legal responsibility to keep your employees safe while at work. With a California workers compensation policy you can care for yourself and your employees if anything is to happen to them. RBP Insurance will help you build a customized policy. As a business ourselves, RBP understands how important it is to have the perfect coverage for workers compensation. California workers comp insurance is vital to your commercial prosperity.

Each state has specific requirements for businesses owners and workers compensation. Our agents understand that without the appropriate California workers compensation plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you.

Coverage for workers compensation in California must be purchased as a separate policy, even if you purchase a package insurance plan. Workers comp coverage can provide your company and your employees with the following:

  • Medical expenses
  • Lost income/wages
  • Rehabilitation costs
  • Death benefits
  • And more…

Your workers’ compensation coverage is more complex than it may appear at first glance. Factor in loss history, experience modifications, rate increases, etc. It’s important that business owners properly classify their employees, have safety programs in place, etc., as these items may impact premiums.

Contact us for a specialized quote for workers compensation. California insurance agency, RBP, has got you covered.